Thursday, 31 December 2015

MORTGAGE STRUCTURE UPDATE

Mortgage structure update!


1. Homebuyers will have to put 10% down on the portion of the price over $500,000

*If client purchases a home for $750,000, they would have to put down 5% on $500,000 ($25,000) and 10% on the additional $250,000 ($25,000) for a total down payment of $50,000. This would be 6.66% of the purchase price.

2. Goes into effect: February 15, 2016

** If your clients' mortgage approval is before February 15, 2016, they will be allowed to purchase with 5% down up to $1M; This is if the purchase date is after February 15, 2016. This also works for long-term rate holds for builder/developer files.

Please don't hesitate to contact me if you have any questions and I can refer you to a great mortgage specialist to answer other questions you may have. 





Yours,

Carmen Leal
Macdonald Realty Ltd
604-218-4846


No comments:

Post a Comment